WOULDN’T it be a relief to get the finances straight before Christmas?
Several banks now have enticing perks that could help you boost your bank account by hundreds of pounds.
Get switching with these offers to help balance the books by December . . .
NATIONWIDE: Fancy £200 for switching your account? Nationwide Building Society is offering just that.
Get this £200 free cash offer by signing up to its FlexDirect account.
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You must deposit a minimum of £1,000 into this account on a monthly basis, plus have two direct debits.
SANTANDER: The Santander Edge Up current account offers one per cent cashback on debit card spending at supermarkets and on travel, capped at £15 per month, plus one per cent cashback on selected household bills, which is also capped at £15 a month.
This account does have a monthly £5 fee but if you are getting the cash back, it could be worth it.
STARLING: The Starling Bank current account has 3.25 per cent AER — Annual Equivalent Rate — credit interest on balances up to £5,000.
If you love travelling abroad, this could be a good option for you as it does not charge any fees if you use your card in other countries.
LLOYDS: Customers who open a Club Lloyds account can get a switching incentive of £175, as long as they switch by November 14.
You must also credit the account with £1,500 and log into online or mobile banking.
FIRST DIRECT: You can get £175 as a switching bonus if you open a First Direct 1st Account.
New customers must credit their account with £1,000 within three months.
TSB: There is a £150 bonus if you open a Spend & Save account and set up a minimum of two direct debits.
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Once the switch has been completed, if you make 20 or more debit card payments each month, you will receive up to £60 cashback in the first six months.
- All prices on page correct at time of going to press. Deals and offers subject to availability
Deal of day
CREATE a cosy ambience with the stylish Ava stoneware table lamp.
Was £8, now £5.60 at Dunelm.
SAVE: £2.40
Cheap treat
IF you like to snack on crisps, get two Walkers mix ’n’ match multi-packs for £3 at Iceland, usually around £2 each.
SAVE: £1 when you buy two
Top swap
WRAP up in a waffle dressing gown for £65 at John Lewis.
Or pick up a similar one for £14 from Tu at Sainsbury’s.
SAVE: £51
Shop & save
GET prepped for Halloween, with selected kids’ costumes reduced at B&M.
This Disney Princess Rapunzel dress-up was £7, now £5.
SAVE: £2
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