MARTIN Lewis has revealed seven tips that could help you claim a council tax discount worth hundreds of pounds.
The financial guru's website Money Saving Expert (MSE) said many people could be eligible to have their council tax reduced - even up to 100%.
There are ways to get council tax slashed or even for free, but many people aren't claiming the help.
The latest estimates show 2.7 million households are missing out.
And amid the cost of living crisis, saving anything - from a few extra pounds to hundreds of quids - can help you manage your finances better.
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Martin Lewis' MSE advised taxpayers to check the UK government's website to see the Council Tax Discounts list to check if they are eligible.
It also said that people renting or owning a home could still "check and challenge" the system to see if they are paying more council tax because of the wrong tax band.
Sharing a list of tips, the finance website said you could be eligible for a discount - or even complete exemption from paying Council tax - if you fall under one of these categories:
- You live alone or only with those aged 0-17
- You're a full-time student
- You're on a low income.
- You get Pension Credit or other benefits
- You have a disability
- You or someone you live with has a "severe mental impairment"
- You're a live-in carer or live with one.
Your home’s Council Tax band is based on its rateable value – the more expensive the property, the higher the council tax band.
If you live on your own, you can get 25% off your council tax bill.
This also applies if there is one adult and one student living together in a property, or if there is one adult and one person classed as severely mentally impaired in the home.
If you live with someone who doesn't have to pay council tax, such as a carer or someone who is severely mentally impaired, you could get a larger reduction too, of up to 50%.
And, if you live in an all-student household, you could get a 100% discount.
A full list of circumstances that exempt you from paying council tax can be found on Citizens Advice.
Pensioners may also find themselves eligible for a council tax reduction.
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If you receive the Guarantee Credit element of Pension Credit, you could get a 100% discount.
If not, you could still get help if you have a low income and less than £16,000 in savings.
And a pensioner who lives alone will be entitled to a 25% discount too.
If you are on a low income or receiving benefits, you could be eligible for a reduction in your council tax.
Whether you are eligible will vary depending on where you live.
You could also get a deferral if you're struggling to pay your bill, or you can speak to your council about setting up a payment plan to manage the cost.
But one thing to remember is if you are struggling you should contact your council as early as you can.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
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