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Towing a caravan or trailer rules - latest on fines and tests

10 June 2024 , 05:39
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Plus find out if your insurance covers you when towing a caravan
Plus find out if your insurance covers you when towing a caravan

BEFORE setting off on your journey, it's important to understand the legal requirements for hitching a trailer or caravan to your car.

Here's everything you need to know about towing laws in the UK.

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A new law was introduced in 2022 which affects caravan and trailer driversCredit: AA Caravan and Camping Awards

Do I need to take a specialist test to tow a caravan or trailer?

In December 2021 a new law was passed allowing anyone who passed their test after January 1, 1997, to tow heavy loads without taking a specialist test.

Previously drivers were required to take a driving test to tow a trailer, depending on the size of their car, how heavy the load is and when they got their licence.

But the rule change means that anyone can start pulling trailers weighing up to 3,500kg maximum authorised mass (MAM) without training, experience or supervision.

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DVLA has updated driving licences to reflect the change.

You’ll get category BE added to your driving licence when you next apply to get a new driving licence.

If you passed your car driving test before January 1, 1997, it does not affect you.

These drivers can usually drive a vehicle and trailer combination up to 8,250kg MAM.

Can I be fined if I do not take the specialist test?

The government says that even though special licences are no longer compulsory, it still makes sense to have proper training.

DVLA said it was working with the trailer industry to develop a voluntary training scheme for drivers wanting to tow a trailer of any size for business or leisure.

A DVSA spokesperson said: “Road safety continues to be of paramount importance and all car drivers will still be encouraged to undertake training to tow trailers and caravans.”

If you are caught towing without the correct licence, you could face a fine of £800 and nine penalty points – three for not having a licence and six for not having insurance.

Will my insurance cover me if I am towing a caravan or trailer?

If you're thinking about towing a caravan or trailer, you should check you are covered by your insurance policy.

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Typically drivers don't need specialist cover, but it may be worth informing your provider if you're planning to use a caravan or trailer.

An ABI spokesperson said: “Providing you have the minimum third-party liability motor insurance, there is no additional legal insurance requirement for towing a trailer.

"You should check your motor insurance policy to see if you need to inform your insurer if planning to tow a trailer or a caravan.

"And of course, all drivers should be confident in towing a trailer, and drive with extra care.”

You may also want to consider bespoke insurance to ensure your caravan is covered in case of damage.

Amelia Beltrao

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